Effective Date: 20th December 2024
Welcome to SmartEmiCalculator.Com. By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you are prohibited from using our website. These terms apply to all users, including visitors, contributors, and advertisers.
We reserve the right to modify these Terms and Conditions at any time. Please review this page periodically for updates. Your continued use of the website following changes constitutes acceptance of the revised terms.
1. Website Use
Eligibility
To use SmartEmiCalculator.Com, you must:
- Be at least 13 years old.
- Agree to abide by these Terms and Conditions.
Permitted Use
You agree to use this website for lawful purposes only. You are prohibited from:
- Using the site in any way that violates local, national, or international laws.
- Attempting to interfere with the proper working of the website.
- Collecting or harvesting personal data from other users without permission.
2. Intellectual Property
All content on SmartEmiCalculator.Com, including but not limited to text, graphics, tools (e.g., Loan EMI Calculator Online), images, logos, and other materials, is the intellectual property of SmartEmiCalculator.Com or its licensors.
Restrictions
- You may not reproduce, distribute, or modify any part of the website without prior written consent.
- Unauthorized use of the content may violate copyright, trademark, and other laws.
3. Disclaimer of Warranties
General Disclaimer
SmartEmiCalculator.Com is provided on an “as is” and “as available” basis. While we strive to ensure that all information and tools are accurate and reliable, we do not guarantee:
- The accuracy, completeness, or timeliness of the content.
- The uninterrupted or error-free operation of the website.
No Financial Advice
The information, tools (e.g., Loan EMI Calculator Online, Business Loan Calculator Online, etc.), and case studies provided are for informational purposes only and should not be considered financial advice. Always consult a qualified financial advisor or institution for professional guidance.
4. Limitation of Liability
In no event shall SmartEmiCalculator.Com, its owners, employees, or affiliates be liable for:
- Any indirect, incidental, special, or consequential damages arising from your use of the website.
- Losses related to reliance on information or tools provided.
Your use of the website is at your own risk, and you agree that our total liability is limited to the extent permitted by applicable law.
5. User-Generated Content
We may allow users to submit content, such as comments, feedback, or suggestions. By submitting content, you agree that:
- The content does not violate any laws or third-party rights.
- You grant SmartEmiCalculator.Com a non-exclusive, royalty-free license to use, modify, or distribute your content.
We reserve the right to remove any content that violates these terms or is deemed inappropriate.
6. Third-Party Links and Services
SmartEmiCalculator.Com may contain links to third-party websites or services. These links are provided for convenience and do not imply endorsement or responsibility for the content, policies, or practices of these external sites.
Google AdSense Compliance
As a Google AdSense publisher, we ensure that:
- Advertisements comply with Google’s policies and guidelines.
- User experience is not disrupted by misleading or excessive ads.
Users are encouraged to report any inappropriate ads by contacting us at [email protected].
7. Privacy Policy
By using SmartEmiCalculator.Com, you agree to the terms outlined in our Privacy Policy, which explains how we collect, use, and protect your information.
8. Indemnification
You agree to indemnify and hold SmartEmiCalculator.Com, its owners, employees, and affiliates harmless from any claims, damages, losses, or expenses arising from:
- Your use of the website.
- Your violation of these Terms and Conditions.
- Your infringement on the rights of any third party.
9. Termination of Access
We reserve the right to suspend or terminate your access to SmartEmiCalculator.Com at our sole discretion, without notice, for:
- Violations of these Terms and Conditions.
- Any activity deemed harmful to the website or its users.
10. Governing Law
These Terms and Conditions are governed by the laws of [Your Country/Region]. Any disputes arising from these terms or your use of the website will be resolved in the courts of [Your Country/Region].
11. Changes to the Terms and Conditions
SmartEmiCalculator.Com reserves the right to update these terms at any time. Changes will be posted on this page, and the “Effective Date” will be updated accordingly. Continued use of the website after changes have been posted signifies acceptance of the revised terms.
12. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us:
📧 Email: [email protected]
🌐 Website: www.smartemicalculator.com
Thank you for choosing SmartEmiCalculator.Com. We are committed to providing a reliable and user-friendly platform for all your financial needs.